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Insurance Blog

Effective Ways to Spring Clean Your Life Insurance

It is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been overpaying. A life insurance policy is an ideal way to protect your loved ones from...

Drowsy Driving: Is It Really So Bad?

Slow reaction times. Drifting from lane to lane. Traveling at inappropriate speeds. No, we’re not talking about drunk driving. We’re actually talking about drowsy driving. While many of us may think it’s perfectly normal ‒ or just a part of life ‒ to get behind the wheel when we feel sleepy, it’s a serious problem on our roadways. Each year, there are thousands of drowsy-driving-related...

5 Types of Cyber Criminals & How to Avoid Them

Cybercrimes are on the rise in the USA, and business owners need to be alert to the most common ways these criminals operate. The losses incurred by a business after a cyber attack can be staggering, particularly when the personal information of clients has been stolen. There are five general types of cybercriminals, and several techniques to help companies avoid the risk of a data...

5 Spring Home Maintenance Tips

When spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...

How to Use a Fixed Annuity for Retirement Income

A fixed annuity works to create income stability during retirement. These insurance contracts are designed to pay the owner a guaranteed interest rate, rather than being subject to changes in the market and interest rates. These insurance policies are purchased with a lump sum, or paid for overtime, with a guarantee from the insurance company that the account will earn an unvarying interest rate. The...