Family Floater Life Insurance Policy and How They Work
Posted: May 7, 2022
Family Floater Life Insurance Policy and How They WorkA "family floater" plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called "family life insurance," your entire family has life insurance with a single policy, a far simpler and more efficient process. Life insurance policies are typically purchased to cover the parents. If one of the breadwinners for the family should suddenly pass away,...
6 Mortgage Protection Myths Debunked
Posted: April 22, 2022
6 Mortgage Protection Myths DebunkedBuying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there are two distinct products. Before investing in any mortgage protection insurance, get the facts and...
Effective Ways to Spring Clean Your Life Insurance
Posted: April 7, 2022
Effective Ways to Spring Clean Your Life InsuranceIt is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been overpaying. A life insurance policy is an ideal way to protect your loved ones from...
Employer-Provided Life Insurance: What You Need to Know
Posted: November 7, 2021
Employer-Provided Life Insurance: What You Need to KnowLife insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article. If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...
Starting a Family? Consider These Types of Life Insurance
Posted: August 22, 2021
Starting a Family? Consider These Types of Life InsuranceWhen you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. What Are the Different Types of Life Insurance? The two main types of life insurance...