Business Insurance Solutions for Wisconsin Businesses

Protecting Your Business Across the Fox Valley

Looking for business insurance Sherwood WI with real guidance? Head Insurance Agency supports Main Street shops, contractors, professional offices, and growing manufacturers from Sherwood to Appleton, Green Bay, Oshkosh, and Fond du Lac. We help align coverage with leases, vendor requirements, and seasonal risks—like snow liability and freeze-ups—while keeping premiums competitive through our independent carrier network.

Our Coverages

Comprehensive Commercial Coverage, Simplified

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property, liability, and business income for many small businesses.

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General liability insurance

premises, products, and completed operations liability.

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buildings, contents, inventory, equipment, and water backup options.

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Commercial auto Insurance

vehicles, symbols, hired/non-owned, and proper driver schedules.

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Workers’ comp iNSURANCE

employee injury benefits; audit and mod guidance included.

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advice-based professions.

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Cyber liability INSURANCE

data breach, ransomware, and notification costs.

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CONTRACTOR'S INSURANCE

for general contractors, builders, and tradesmen.

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BUILDER'S RISK INSURANCE

temporary protection for construction projects against fire, vandalism, weather damage, and theft.

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SURETY BONDS INSURANCE

for project compliance.

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COMMERCIAL TRUCKING INSURANCE

for owner-operators, local haulers, and freight fleets across Wisconsin highways.

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PRODUCTS LIABILITY INSURANCE

protects manufacturers, distributors, and retailers from claims involving defective or unsafe products.

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SPECIAL EVENT INSURANCE

temporary protection for community events, fundraisers, weddings, or festivals.

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MEDICAL MALPRACTICE

professional liability coverage for physicians, clinics, and healthcare providers across Wisconsin.

Why Choose a Local Independent Agent?

Industries We Serve In Sherwood And Beyond

From contractor crews on regional jobsites to boutique retailers near High Cliff State Park, we tailor programs for restaurants and bars, hotels and motels, farms and agribusiness, wholesalers and distributors, manufacturers, nonprofits, professional offices, and tech startups. Certificates are issued quickly, and contract reviews help ensure your coverage lines up with real-world requirements.

Business insurance questions, answered

  • What insurance does a small business need?

    Often a BOP or a combination of general liability and property, plus workers’ comp if you have employees. Depending on your industry, you may need commercial auto, cyber, or professional liability.

  • Can I add business coverage to my personal policy?

    No—business risks require separate commercial policies, even for side gigs or home-based operations.

  • How are premiums determined?

    By industry, size (payroll/revenue), claims history, location, building details, vehicles, and coverage limits.

  • Do you insure contractors, restaurants, or farms?

    Yes—these are common local industries we serve across the Fox Valley.

Get Started

Why Head Insurance for Your Business

Independent means choice. We shop multiple commercial insurers to match coverage terms, endorsements, and pricing—then keep your policies in sync as payroll, revenue, or equipment changes. Expect proactive renewal reviews, help with audits and experience mods, and fast COIs so your jobs don’t stall. With Head Insurance Agency, you get a long-term local partner focused on clarity and responsiveness.