Restaurant, Bar & Brewery Insurance for Wisconsin Hospitality
Protecting Restaurants, Bars & Breweries from Everyday Risks
Running a restaurant or bar in Wisconsin comes with constant risks—kitchen fires, guest slips, or even foodborne illness. Breweries and taprooms across Appleton, Sherwood, and the Fox Valley also face specialized exposures like production mishaps or distribution claims. Head Insurance helps local hospitality businesses protect property, income, and liability with tailored coverage.
Core Coverage Options (General Liability, Property, Liquor Liability)
Hospitality insurance typically combines
general liability, commercial property, and liquor liability coverage.
General liability addresses slip-and-fall claims or advertising disputes.
Commercial property insurance covers the building, equipment, and inventory from perils like fire or theft.
Liquor liability coverage protects against alcohol-related incidents, which many Wisconsin establishments are legally required to carry.
Specialized Insurance for Breweries, Wineries & Distilleries
Breweries, wineries, and distilleries need protection beyond standard restaurant policies. This may include equipment breakdown coverage for brewing systems, spoilage protection for batches lost in storage, and liability for distributing products off-site. Our team understands how to match these specialized needs with carriers experienced in hospitality.
FAQs on Hospitality Insurance in Wisconsin
Is liquor liability required in Wisconsin?
Yes, most bars and restaurants with alcohol licenses need it.
How much does bar insurance cost?
Premiums vary by location, size, and whether you serve alcohol, but we’ll shop multiple carriers for the best fit.
Do brewery policies cover festivals or events?
Often yes, but you may need an event endorsement.