Homeowners Insurance in Wisconsin – Protect Your Home in Sherwood & Beyond

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Comprehensive Home Protection

Your home is more than a building—it’s your family’s base and your biggest investment. With homeowners insurance Sherwood WI  residents can count on, Head Insurance Agency protects the structure, belongings, and liability exposures that matter most. From heavy snow and ice storms to sewer backup risks around Lake Winnebago, our team understands the realities of Wisconsin living. Whether you’re in Sherwood, Appleton, Green Bay, or Oshkosh, we’ll help you design protection that fits your property and lifestyle.

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What’s Included In A Home Policy

Standard home insurance provides:

  • Dwelling coverage for your house’s structure.
  • Other Structures like garages, sheds, or fences.
  • Personal Property to cover furniture, clothing, and electronics.
  • Personal Liability for injuries or property damage you cause.
  • Additional Living Expenses if you can’t stay in your home after a covered loss.

For added protection, ask about options for valuables, an umbrella policy for higher liability, or separate flood insurance, since floods aren’t covered in standard policies. Jewelry, art, or collectibles may also need separate coverage through valuable items insurance.

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Tailored Coverage For Every Home

Every household has different risks. A single-family home in Sherwood, a condo in Appleton, or a rental property in Green Bay all require specific coverage. Head Insurance Agency reviews your needs and compares multiple carriers for competitive rates without cutting corners. We even offer specialized solutions for high-value homes needing broader protection.

Saving Money With Bundling

Many Fox Valley families lower costs by combining their home and auto policies. Discounts are often available for newer roofs, security systems, and clean claims history. Bundling your home with auto insurance can lead to significant savings and simpler policy management.

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Home Insurance Questions, Answered

  • Is homeowners insurance required in Wisconsin?

    Not by state law, but lenders usually require it for mortgages.

  • Does home insurance cover flooding or water backup?

    Standard policies exclude flooding, and sewer/sump backup requires an endorsement.

  • How much home insurance do I need?

    Coverage should reflect the cost to rebuild your home, not its market value.

  • Can I insure an older or manufactured home?

    Yes—options exist for older homes, and mobile home insurance is available for manufactured housing.