Condominium Insurance for Condo Owners in Wisconsin

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Coverage Built For Condo Living

An HOA’s master policy doesn’t cover the inside of your unit. With condo insurance Appleton WI residents get coverage for interiors, belongings, and personal liability. Whether you own a downtown Appleton condo or a lake-area unit near Sherwood, you’ll need a HO-6 policy to protect what’s yours.

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What A Condo Policy Includes

Typical condo coverage:

  • Building Property for interior walls, upgrades, and fixtures.
  • Personal Property for your belongings.
  • Liability for injuries or damage you cause.
  • Loss Assessment to help cover costs passed on by your HOA.
  • Additional Living Expenses during covered repairs.

If the master policy excludes flood or earthquake, add separate protection through flood insurance.

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Local Help For Fox Valley Condo Owners

Head Insurance Agency reviews your HOA documents to determine what’s covered and what isn’t. We tailor policies for primary residences, rentals, or seasonal condos in Sherwood, Appleton, or near Lake Winnebago. Our independent carrier access means competitive rates without cutting corners.

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Condo Insurance Questions, Answered

  • What is walls-in coverage?

    It protects interior structures like walls, cabinets, and fixtures.

  • Do I still need condo insurance if my HOA has a policy?

    Yes, the master policy doesn’t cover your belongings or liability.

  • Does condo insurance cover water damage from another unit?

    It may cover damage to your unit, but the source unit’s owner could be responsible.

  • Can I bundle condo and auto?

    Yes, bundling condo with auto insurance often saves money.