Landlord Insurance – Protecting Your Rental Property Investment

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Why Landlords Need Specialized Coverage

Standard homeowners policies don’t cover rental properties. With rental property insurance Wisconsin, Head Insurance Agency helps landlords protect investment homes in Sherwood, Appleton, Green Bay, and the Fox Valley

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What Landlord Policies Cover

Typical condo coverage:

  • Dwelling coverage for fire, wind, and other perils.
  • Liability for injuries on the property.
  • Loss of rental income when units are uninhabitable from covered damage.

Coverage extends only to the landlord’s property, not tenants’ belongings. Encourage tenants to carry their own renters insurance.

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Options To Fit Your Properties

Enhance protection with endorsements for vandalism, vacant property, or umbrella liability for multiple rentals. A higher umbrella policy limit can provide added peace of mind for multi-property landlords.

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Landlord Insurance Questions, Answered

  • Do I need landlord insurance for one rental?

    Yes, even a single rental should be covered.

  • Does it pay for tenant damage?

    It may cover accidental damage, but intentional damage may not be included.

  • Will it cover lost rent?

    Yes, with loss of rents coverage for qualifying claims.

  • Can I bundle my rental properties?

    Yes, multiple properties can often be placed together for pricing advantages.