Life Insurance Solutions – Protect What Matters Most
Life insurance for your family’s future
When you explore life insurance Sherwood WI, you want clear advice—not jargon. Head Insurance Agency helps families plan for mortgage protection, income replacement, education goals, and final expenses. We’ll size coverage to your budget and stage of life, serving Appleton, Green Bay, Oshkosh, and the broader Fox Valley with straightforward options.
Our Coverages
Our Life Insurance Products
affordable protection for a set period, ideal during working years or while paying down a mortgage.
Whole life insurance
Universal life insurance
flexible permanent coverage with adjustable premiums and potential cash value growth.
a focused way to ensure your family can keep the house if the unexpected happens; typically structured as a level term policy aligned to your loan.
Final expense insurance
small, permanent policies designed to handle funeral and end-of-life costs so loved ones aren’t left with the bill.
Fixed Annuties
guaranteed interest and optional lifetime income features to complement your retirement strategy without market volatility.
HEALTH INSURANCE
while our core focus is personal, business, and life coverage, we connect you to a trusted partner for ACA plans, Medicare options, and more.
Why Choose a Local Independent Agent?
Which Policy Is Right For You?
The best fit depends on your goals and time horizon. Many families start with term for higher coverage at a lower cost, then layer permanent coverage for legacy or business planning. High-net-worth households may also use life insurance for estate liquidity or to fund buy-sell agreements—ask our team for a needs analysis tailored to your situation in the Fox Cities.
Life Insurance Questions, Answered
What’s the difference between term and whole life?
Term lasts for a chosen period and has no cash value; whole life lasts for your lifetime with guaranteed death benefit and cash value features.
How much life insurance should I get?
A common starting point is 5–10× annual income, adjusted for debts, dependents, and savings. We’ll help you refine the number.
Can I get coverage with health issues?
Often yes. Because we’re independent, we can match your profile with carriers that may be more accommodating.
Do you offer health insurance?
We focus on life policies; for health coverage we refer clients to a trusted local partner so you still have one conversation to get pointed in the right direction.
Get Started
How to get started
Tell us what you’re trying to protect, and we’ll do the shopping. Our online form collects key details up front so we can return accurate options quickly—then we walk through differences in plain language so you can choose with confidence.