Commercial Property Insurance – Protect Your Business Assets
Coverage For Your Building And Contents
Fire, theft, burst pipes, and windstorms threaten business continuity. With
commercial property insurance Wisconsin companies can recover buildings, equipment, inventory, and tenant improvements. Head Insurance Agency supports shops in Appleton, restaurants in Sherwood, and manufacturers across the Fox Valley with policies that help you rebuild and reopen quickly.
Who Needs Property Coverage
If you own a building or keep inventory, machinery, furniture, or computers, you need property insurance. Landlords insure structures; tenants insure contents and build-outs. Even professional offices should protect electronics and data equipment, while retailers and distributors rely on coverage to replace stock after a covered loss.
Key Features And Options
Policies can be written on special form for broad protection, with options for replacement cost, equipment breakdown, debris removal, outdoor signs, and spoilage. Winter in Wisconsin adds unique risks—frozen pipes and roof collapse from snow are considerations we review. Property can be packaged inside a
Business Owners Policy, and exposures excluded from property (like rising water) may require separate
flood insurance.
Commercial Property Questions, Answered
If I lease space, do I still need insurance?
Yes—cover your contents, improvements, and any lease requirements.
How do I set my building limit?
Insure to the cost to rebuild, not market value.
Are fences and signs covered?
Often limited—endorsements can increase protection.
What isn’t covered?
Flood and earthquake are typically excluded without separate policies.