Surety Bonds – Guaranteeing Your Promises


Two people shake hands over blueprints at a table, another person in the background applauds.

What Is A Surety Bond

A bond is a three-party agreement: you (the principal), the obligee requiring the bond (city, state, project owner), and the surety that guarantees your obligation. Unlike insurance, the surety expects reimbursement if it pays a claim. Head Insurance Agency helps businesses in Sherwood, Appleton, and Green Bay secure the right bond quickly and competitively.

Close-up of old office desk with stamps, papers, and an eraser.

Types Of Bonds We Provide

Count on us for license and permit bonds, notary and auto dealer bonds, and construction bonds—bid, performance, and payment. Growing contractors can develop bonding capacity with better rates as financials mature. We also assist with court and miscellaneous bonds when projects or municipalities require them alongside contractor’s insurance.

Why work with Head Insurance Agency

We access multiple surety markets, helping new and established firms—even with credit challenges—find solutions. For simple license bonds, we can often turn them around quickly; for performance bonds, we’ll guide you through underwriting requirements so you can bid confidently across the Fox Valley.

Construction workers in yellow helmets and vests examining blueprints at a construction site.

Surety Bond Questions, Answered

  • How much do bonds cost?

    Typically a small percentage of the bond amount based on risk and credit.

  • Do I need a bond for every job?

    Public and many large private projects require it; small residential work often doesn’t.

  • Will bonding check my credit?

    Yes for most contract bonds; we’ll position your submission for approval.