RV and Motorhome Insurance – Adventure with Confidence


White RV parked near a rocky coastline under an overcast sky.

Protect Your Home On Wheels

From Class A motorhomes to travel trailers bound for High Cliff campgrounds, rv insurance Wisconsin policies account for life on the road and at the campsite. Head Insurance Agency helps Fox Valley travelers cover driving risks and the at-camp liabilities that standard auto or home policies don’t fully address.

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Coverage Tailored To Rvs

Consider:

  • Liability for accidents while driving.
  • Collision and comprehensive for hail, storms, theft, and animal strikes.
  • Personal belongings coverage for clothes, cookware, and electronics.
  • Vacation liability for injuries at the campsite when the RV is parked.
  • Emergency expense for lodging and travel after a covered loss far from home.

For a complete plan, coordinate your RV policy with auto insurance and verify how your homeowners insurance treats belongings stored at home vs. on the road.

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Full-time Vs. Part-time Rv Use

Full-timers often need broader liability similar to a homeowners policy, while weekend adventurers may prioritize trip-interruption benefits and roadside coverage. Head Insurance Agency matches coverage to how you actually use the RV—winter storage, cross-country trips, or seasonal camping around Lake Winnebago.

RV on a winding road with snow-capped mountains in the background under a clear blue sky.

Rv Insurance Questions, Answered

  • Is my trailer covered by my auto policy?

    Liability follows the towing vehicle, but damage to the trailer usually requires its own coverage.

  • Do I need insurance in winter?

    Yes—comprehensive protects against theft, fire, or collapse from snow even when stored.

  • Can I add custom equipment?

    Yes—endorsements can cover awnings, solar, and other upgrades.