Hotel & Motel Insurance for Wisconsin Lodging Businesses
Comprehensive Protection for Hospitality Properties
Hotels and motels across Wisconsin—from small roadside inns near Sherwood to larger properties in Appleton—rely on insurance to handle property damage, guest claims, and employee injuries. Head Insurance provides policies designed for the hospitality industry, ensuring both buildings and business operations stay protected.
Liability Coverage for Guest Safety
Guest injuries or allegations of negligence can be costly. Liability insurance covers incidents such as slips in lobbies, pool accidents, or elevator malfunctions. It also provides legal defense if a guest sues for damages.
Business Interruption & Extra Expense Coverage
If fire, storms, or another covered loss forces your hotel to close, business interruption coverage helps replace lost income. Extra expense coverage pays for costs of relocating guests or renting temporary space so operations can continue.
FAQs on Hotel & Motel Insurance
Does hotel insurance cover guests’ belongings?
Many policies offer innkeeper’s liability coverage.
What types of hotels need coverage?
From single-location motels to multi-property operations, every lodging business should carry insurance.
How do I determine coverage limits?
Work with our team to insure buildings to replacement cost and cover adequate liability limits.