Mobile & Manufactured Home Insurance in Wisconsin

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Why Mobile Homes Need Unique Coverage

Mobile and manufactured homes face different risks than standard homes. That’s why mobile home insurance Wisconsin policies are written specifically for their construction and placement. Head Insurance Agency offers coverage for homes in parks or on private land across Sherwood, Appleton, Fond du Lac, and the Fox Valley.

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What’s In A Mobile Home Policy

Typical condo coverage:

  • Dwelling protection for fire, wind, hail, and other perils.
  • Contents coverage for belongings inside.
  • Liability if a guest is injured.
  • Options for decks, porches, or sheds.

Standard coverage excludes floods, so separate flood insurance is necessary if your property is in a flood-prone area.

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Protecting Your Home On Wheels

Policies may differ based on whether your home is permanently sited or could be moved. Anchoring requirements, storm risks, and actual cash value vs. replacement cost all factor into the right policy. Head Insurance Agency works with carriers that specialize in manufactured home insurance WI to secure affordable, reliable coverage.

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Mobile Home Insurance Questions, Answered

  • Is coverage required in Wisconsin?

    Not by law, but lenders and parks often require proof.

  • Can I get replacement cost?

    Yes, some carriers offer it depending on age and condition.

  • Does it cover tornadoes or floods?

    Wind and tornadoes are typically included; flood requires a separate policy.

  • Are discounts available?

    Yes—multi-policy, safety devices, and claims-free credits may apply.