Classic & Collector Car Insurance
Special Coverage For Your Prized Vehicle
Classic iron, vintage cruisers, exotics, and resto-mods deserve more than standard auto insurance. With
classic car insurance Wisconsin, Head Insurance Agency helps enthusiasts in Sherwood, Appleton, and the Fox Valley protect the passion they’ve built—at shows, in the garage, and on weekend cruises around Lake Winnebago. Specialty policies consider collectible value, limited use, careful storage, and the way you actually drive your vehicle.
Agreed Value Protection & Features
Collector policies are designed for unique vehicles and usage:
- Agreed value coverage pays the full insured amount in a covered total loss—no depreciation surprises.
- Limited-use rating often lowers premiums for show, parade, and pleasure driving.
- Options for restoration projects, spare parts, roadside assistance for classics, and coverage while the car is trailered.
- Flexible mileage plans that fit your driving season in the Fox Valley.
Qualification And Care Requirements
Most carriers ask that your collector car be stored in a locked garage, that you maintain a separate daily driver, and that the vehicle meets age or specialty criteria (antique, classic, or limited-production). Head Insurance Agency will match your vehicle and driving plans to the right market—whether you’re preserving an original classic or enjoying a tasteful restomod.
Collector Car Insurance Questions, Answered
Can I choose the value for my car?
Yes. With agreed value, you and the insurer set the number up front based on condition, comps, and documentation.
Are there mileage limits?
Often—plans vary from a few thousand miles per year to flexible seasonal options.
Can I cover a project during restoration?
Many carriers offer restoration coverage while the car is off the road.
Do I need regular auto for commuting?
Yes—use standard auto insurance for daily drivers and pair it with this specialty policy for the collector.